I have OP magic. I can reverse time and take my money back from your future. There is no escape from OP Magic Lemmings.

You have 1 year. What do you do with this small sum of money?

  • @[email protected]
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    8028 days ago

    Take out a loan using it as collateral. Then it doesn’t matter if you take it back, I still have the loan. Then I guess buy a small company and gut it for resources. Rinse and repeat. Get rich. Lose my ethics. Start paying off women with offers of a horse. Lose my hair. Get my butt hair put on my head. Buy a shitty company and make it shittier. Treat my kids like garbage. Buy the president. Be the most hated man in the world. Fake my gaming stats. Die alone.

  • @[email protected]
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    32
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    28 days ago

    I refuse to accept it. I don’t make deals with magical tricksters. Same reason I don’t fuck around with genies. It’s just not worth it man.

    • @[email protected]
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      528 days ago

      OP hasn’t specified what he’d do if not repaid so that’s not genie-like according to my Aladdin research.

      • @[email protected]
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        128 days ago

        I just try to avoid deals with magical beings of any kind. It never ends well. Thank you, but I’m more than capable of saving for retirement slowly with a regular retirement account. I don’t care what the consequences may or may not be. I don’t fuck around with magic.

  • @[email protected]
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    28 days ago

    I’d invest in a CD at a credit union. No risk of loss and at least a 3-4% rate, or I’d park it in a high interest savings account. Some are even close to 5%. Then I’d ask for the same deal again next year and every year after lol

    • Aatube
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      1628 days ago

      This. This is the way. Even if the APY is just 4% I get 40k free.

  • @[email protected]
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    28 days ago
    • Take the money
    • Travel the world
    • Fake my death so you can’t ask for the money back
    • Change my name to something Russian sounding
    • Find goth latina partner
    • Run away together
    • Start a new life in a country where no one speaks English
    • Teach goth latina how to torrent and use Linux
    • Mary goth latina
    • Grow old and die for real

    This plan will work, right?

  • @[email protected]
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    1928 days ago

    imagine getting that deal and also getting invited to the white house’s insider trading signal group

  • @[email protected]
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    1428 days ago

    Use 500k to get my foot in the door at one of the 0% tax havens (they often require >=500k investment to get a legal entity representation). Use the other 500k + my savings to rake in the expended 500k at 0% tax via investments. Pay you back on time and be left with a 0% tax haven foothold that’ll make me +20-30% on anything I’ll invest in the future, compared to what I’d gain on investments right now due to taxation in my country.

  • @[email protected]
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    1027 days ago

    Probably make a fixed deposit with the principal of 1 Million, and then after a year, (Assuming annual interest rate of around 7%) I would get 1.07 million, and give you 1 Million back, and still have USD 70,000, which is still a good amount to get for free. If we get quarterly interest rate, it would be slightly higher, so will try for that

    • @[email protected]
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      427 days ago

      Where are you finding low risk investments with that much interest? Genuine question. Maybe I should shop around more. I would expect closer to 3.5-4%.

      • @[email protected]
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        127 days ago

        In India Fieex deposits for a period of ~400 days offer that. For lower periods it is lower. It is not a great investment if you account for inflations (that would be another ~5%, so after a year, the effective value would be close to 1.07/1.05 ~= 1.0190476)

  • @[email protected]
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    728 days ago

    Am I reading this right or is everyone else in the thread reading it wrong? It seems to me what you’re saying is that you go back in time and take it away after the fact like we never had it. So all these answers about buying stocks or bonds or everything are pointless. Objectively the answer is to have as much fucking fun as you can cuz it’s going to be taken away with timey wimey stuff before it ever happened. Am I right?

    • 𞋴𝛂𝛋𝛆OP
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      128 days ago

      It could be. Or you could use it to walk away with something more if you’re clever about it. If you party it up, I’ll let you keep the Epicurean memories

  • @[email protected]
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    728 days ago

    I’m curious how you can take it back if I no longer have it. Say I spend it on activities and services, how can you recover it? Physical goods, you might be able to take those.

    • @[email protected]
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      428 days ago

      I’m telling you, don’t mess around with magical tricksters. If you can’t pay OP back, he’ll probably take your soul, your first born child, your name, or some other demonic shit like that. Don’t make a deal with Rumpelstiltskin, he will find a way to collect!

  • @[email protected]
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    628 days ago

    Since you will change the past and reverse the changes due to me having no intention to give the money back, i will try to create as much chaos as possible with the money

  • lattrommi
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    528 days ago

    How are you delivering it? That’s a lot of pennies.

    I’m asking the wrong question, does it have to be the same 1 million dollars you gave me? Can it be something which is valued (by you) at 1 million dollars?

    How does inflation effect this? A million dollars today might not be worth a million dollars in a year.

    If I buried a million dollars worth pennies in my backyard, well actually, I probably wouldn’t be done digging the hole after a year. Also, I don’t actually have a backyard. If I did have a yard and it already had a large pit dug, which could contain a million bucks worth of pennies, after a year would I need to haul them out for you or does your OP magic also allow for easy transportation?

    Is your OP magic for sale? Must be less than 1 million dollars or I can’t afford it.